The Reality of South Africa’s Debt-Filled Culture
The proof is in the pudding. Many South Africans are forming part of a modern-day debt-filled…
3 Clicks to Over-Indebtedness
It is shocking and scary to know that consumers can pave their way to over-indebtedness with…
More Debt, More Drama
A bit of drama in your life cannot hurt. It only makes you stronger, does it…
Women’s Month 2018: How to Develop a Thrifty Money Psychology
South African women don’t only tackle their daily schedules hands-on; they are also known as providers,…
Recommended Ways to Turn Your Debt Around
Debt is such a familiar topic these days that you may feel: “Ah, same old talks,…
Madiba Wisdom: How to Make Your Way to Financial Freedom
Proper finance management is one of the most valuable things that you and every other South…
Four Important To Do’s to Keep Your Credit Score in Check
Do you have any idea what your credit record is reflecting? You might be under the…
#FIXIT: A Mid-Year Monetary Plan to Repair Your Finances
It is almost July and somewhere along the line, you could not stick to your financial…
Grow to Fiscal Independence with a ‘Financial Father Figure’
To all the twenty- and thirty-somethings, with it being youth month and Father’s Day that is…
Debt Review Myths
There are many Debt Review myths that people wrongly believe. Having incorrect or incomplete information undermines…
Winter Tips: Low Energy, High Savings
Energy Month (May) is almost done and dusted. But, that does not mean you have to…
‘Financial Energy Boosters’ for South Africa’s SUPERMOMS
A mother is not simply just a mother or a juggler, multi-tasker and a ‘can’t-live-without-you’ type…
DebtSafe Dictionary
A short dictionary of the terms you'll come across in Debt Review, Debt Counselling and Debt…
Use These Four Financial Freedom Fighters and Tackle Your DEBT
Excessive debt is such a burden. Are you sure that you want to carry your debt…
Reckless Credit: Two Sides of the Same Coin
Loans, clothing accounts, expensive furniture buys and credit upon credit. The South African consumer’s debt struggle…
How the VAT Increase Is Going to Affect YOUR Financial Environment
April is here and it is in all probability your worst financial reality check. You may…
Five Steps to Stick to Your Financial NEEDS & not WANTS
Don’t you just love the smell of fresh bread, donuts and other pastries as you pass…
The Right to a Debt-Free Future
This month is an important reminder of South Africans’ human rights, and rightfully so. But, if…
Find an Exit Door to Certain Service Agreements
#DebtExit On the news side of things – many citizens anxiously awaited a new open door…
Don’t Let DEBT Hurt Your Relationship
It is the month of love – red roses, chocolate hearts and dinners by candlelight. BUT,…
SEXUALLY TRANSMITTED DEBT
The perfect story – boy meets girl, you fall in love and move in together… In…
If You Have Debt, Get Yourself Covered
Having various debt obligations these days, is nothing new. This includes debts like a credit card,…
Seven Significant Steps to a Debt-Free 2018
The year is coming to a swift end and it is almost time to start afresh…
How to ‘Jingle’ Your Christmas Day Budget
Matthys Potgieter, spokesperson and debt expert at DebtSafe, says there are still five things that you…
Bonus or Tax Refund Anyone?
Are you one of the lucky South African consumers expecting to receive a 13th cheque or…
Don’t Let DEBT Ruin Your Health
There is no doubt about it – times are tough and most citizens are barely (or…
Debt Consolidation Loan vs Consolidating Debt via Debt Review
“Many consumers don’t necessarily know the difference between a consolidation loan and consolidating debt through debt…
Are You Recycling Your DEBT?
Credit cards can be one of the most divisive products if not used for its intended…
Five Tips for an Enjoyable, Thrifty Christmas
September is an eventful month as spring is in full swing. Are you already listing the…
Five Financial Habits of a Debt-Free Consumer
Get rid of your out of season financial habits by trying out these five practices regularly…
The Reckless Lending and Borrowing Cycle: Time to Face Reality
Many South African consumers are unaware of the true state of their debt, and sooner or…
Cash is King: How to Improve Personal Cash Flow
Current economic times are tough and uncertain. Citizens face regular fuel and food price hikes/drops, negative…
Additional Income Boosts for Consumers to Consider
After paying tax, covering rent, and paying those unavoidable bills, numerous consumers feel financially miserable. For…
10 to Do’s When Groceries Leave Your Wallet High and Dry
Have the August grocery winds caught up with you lately – leaving your finances disheveled and…
5 Tips to Stay Young, Happy and Financially Free
Are you a young, twenty-something individual, relatively fresh out of high school, college or university kick-starting…
Freeze Your Spending
Who said winter is cold and tedious? It is never too late (or chilly) to apply…
SMART Financial Goals
Who said you can only set goals every New Year? Not to mention financial goals. No,…
Time to Re-GROW Your Savings
As many consumers may have noticed, July is National Savings Month. It is, therefore, the best…
Bad Financial Habits Can Lead to Debt Disasters
A personal financial disaster can happen when you least expect it. Although you may feel that…
The Swearword for Consumers
RECESSION First South Africans received the shocking blow of being downgraded to junk status, then the…
Charity Starts at Home
Ever considered being part of something bigger than yourself? Now is your chance. A day to…
Create a Savings Culture
July is National Savings Month and there is no better time for us South Africans to…
Stop Leaving Your Finances out in the Cold
Face it, spending a few minutes doing fiscal planning, budgeting and continually improving your finances, cannot…
Voluntary Surrender vs. Repossession
Anyone’s financial situation can change overnight. It is nothing out of the ordinary for unforeseen crises…
A Swipe Here, a Swipe There, Confusion Everywhere
Don’t fool yourself; a personal credit card equals DEBT. When you use a credit card, it…
Ready, Steady…Wait, Are You Ready to Buy a House?
Having your own garden, garage, braai area and a place to call home gives you peace…
Start Becoming a Green Family
Modern and desperate times call for modern and desperate measures. As it is the twenty-first century,…
Get “Eggcited” and Save This Coming Easter
Easter weekend is upon South Africans. For some, it is a deep and spiritual time, and…
Financial Stress Can Impact Your Mind, Body and Overall Wellbeing
There is no doubt about it – times are tough, especially after the devastating news about…
JUNK STATUS – What Now?
Many saw it coming and some even tried to ignore it, but unfortunately, South Africa’s biggest…
10 Money Tips to Keep Your Special Day Within Budget
Weddings are ridiculously expensive. And can cost between R100 000 and R200 000 nowadays. Couples get overly excited…
Busting 6 Debt Counselling Myths
Debt counselling offers an ideal solution of an effective debt repayment plan for many over-indebted South…
Know Your Consumer Rights
An important part of South Africa's economic growth is consumers' trust in their preferred product or…
Budget Speech 2017: A few potential effects on over-indebted consumers
Our Minister of Finance’s budget speech is not only going to be under the magnifying glass…
Debt, Your Silent Relationship Killer
It is that time of year – red roses, chocolate hearts and dinners by candlelight. Ah,…
Ways to Build a Healthy Emergency Fund
Life is always throwing curve balls and from time to time you will have to deal…
What Will Your Workouts Really Cost You?
Now that 2017 is in full swing a lot of people are still working hard on…
GROW Financial Stability This 2017
It is the ideal time to clear your mind and to start thinking about clever ways…
Have Yourself a Money-Light December Break
The big December summer break is here, and plans are being made for holidays, family get-togethers,…
How to Make the Most of Christmas on a Shoestring Budget
Christmas day is almost here and while many families are going to financial extremes for this…
5 Tips For The Tough Economic Times
South Africa’s economic news is understandably making everyone nervous. From recent fraud charges that were laid…
Car Repossession: What are your rights?
Car repossession has a major impact on your life. Everything becomes more difficult - getting to…
4 Reasons People Do Not Save Money
When was the last time you could look back at the past month and think “wow,…
What “Junk Status” Means To You and Me
South African are panicking and holding their breaths while international markets decide our country’s fate. We…
More Money in Your Pocket after the Budget Speech
After a few weeks of exciting talks and reviewing Finance Minister Pravin Gordhan’s Budget Speech, people…
The 2016 Budget Speech and How It Affects You
South Africans are facing radical increases in especially daily living costs and housing in a time…
Spending Leaks
Spending leaks can do just as must damage as a water leak. Luckily finding a spending…
DebtSafe Welcomes Changes to Retirement Funds
National Treasury this week announced changes to tax treatments of retirement fund contributions in provident, pension…
Understanding What Debt Review Can Do For You
When do you know it's time to investigate whether debt review is something you should consider?…
Tuning Out Debt – Part 2/2
2015 is truly at an end. With Christmas behind us and the new year ahead it's…
Tuning Out Debt – Part 1/2
A festive welcome to DebtSafe's Tuning Out Debt Competition! We know that by this time you've…
Spend Less in December: 4 Tips to Avoid Overspending
The holiday season is just around the corner and people are holding their breaths… 2015 has…
Check Your Bank Statements
Most people never or rarely look at their bank statements or credit card statements. And when…
Credit Linked Insurance
DebtSafe has recently launched OneWay, the first all-in-one debt solution product in South Africa. The OneWay…
Helpful Tips to Pay off Student Loans Faster
For the past few weeks’ South African universities were under siege by students protesting increasing tertiary…
Online Consumer Portal
DebtSafe recently launched OneWay, the first and only all-in-one debt solution in South Africa. The company’s…
Welcome To OneWay. The Best Way Out Of Debt.
We all wish we could have more money, but for most of us life had a…
New Affordability Assessment Regulations
In an effort to stop reckless credit granting, the National Credit Amendment Act (NCAA) has proposed…
Spending Habits and Credit Cards
People's cash-flow is getting stretched more and more each month. But if you're finding yourself relying…
Unemployment and Debt
Stats SA announced that the unemployment rate in South Africa has declined by 1.4% to 25%…
Repo Rate Hike a Wake-Up Call for South Africans
When the South African Reserve Bank (SARB) governor Lesetja Kganyago last week announced a repo rate…
Why Debt Review Is Your Best Option
Are you aware of the various options you have when it comes to getting out of…
Saving for a Perfect December Holiday
The “silly season” is almost upon us and although this period is supposed to be joyous,…
2015 National Savings Month
South Africa is celebrating National Savings Month this July. But this is also the time of…
World Bank Stats 2014: South Africans Are Biggest Borrowers
In an article published on a well-known online publication this week, statistics from a survey done…
Mountain Biking Boosts Healthy Lifestyle for Future Generations
Have you serviced your mountain bike and cleaned your helmet yet? Well, get your school to…
Raising Money Savvy Kids
As a parent you recognise that money will play a fundamental role in your kids’ life.…
SA Students Get Low Marks on Budgeting
A recent survey by Student Village revealed that South Africa’s students may be driving themselves into…
Winter Wealth: Tips to Warm up and Save up on Your Electricity Bill
Keeping warm during the icy months from April till July can become expensive. We’ve grown accustomed…
Making Your Inheritance Work for You
Receiving a portion or all of your inheritance, whether as a reward or due to the…
Online Spending: What You Need to Know
A little under a decade ago, acquiring cash or purchasing goods or services was a lot…
South Africans Unaware of the State of Their Credit Profiles
The recent amendments in the National Credit Act (NCA) will make it more difficult for consumers…
Strengthening How We Represent DebtSafe and You Our Client
When was the last time you felt refreshed? It’s a pretty awesome feeling. You feel ready…
The Latest Amendments to the National Credit Act
The latest amendments to the National Credit Act, gazetted on Friday 13 March, carry far reaching…
The Cost of Getting a Divorce
The rate of divorce continues to increase in South Africa, as seen by the massive increase…
The Free DebtSafe Budget Template
46% of people who completed our survey stated that they do not have a financial plan…
Safeguarding Your Stokvel
Stokvels - which date as far back as the 1800’s - are by no means a…
Janu-Worry 2015 Survival Guide: 6 Steps
It seems that all indications of an epic 2014 summer vacation has come to an abrupt…
Wedding Budget Template
DebtSafe’s free Excel Wedding Budget Template will help you plan your big day effortlessly. Taking the…
How to Have Your Dream Wedding and Still Save
2014 brought with it an array of celebrity weddings. From Angelina Jolie and Brad Pitt's private…
Maximising Your Year-End Bonus
Many South Africans are eagerly awaiting their year-end bonuses. While the thought of having extra money…
How to Avoid Overspending This Holiday Season
With the holiday season around the corner, many of us are already considering what gifts to…
Preparing for the Festive Season
Even though it is only September we can’t be too naïve when it comes to our…
Borrowing Money to Family or Friends
We all have had to deal with some family member or friend who wanted to borrow…
How to Find Peace of Mind in Spite of Your Debt Situation
We live in a world that is filled with all sorts of challenges and tensions. Financial…
How to Pay Off Credit Card Debt
There are some advantages to having a credit card as it can be a convenient way…
Spending Freeze Can Be Helpfull If You Are in Debt
South Africans are heavily indebted, as we all very well know. In order to make a…
Debtsafe Voted South Africa’s Favourite Debt Review company
The past weekend saw the very first Debt Review industry awards. Presented by DebtFreeDigi magazine it…
Can I get credit after the debt review process?
Question Can I get credit after I settled all my debt through the debt review process?…
Can I use prescription as a defence for old debt?
Question Can I use Prescription as a defence for old debt? I have a judgement on…
Acceleration Causes: Borrowers Beware!
Can the bank repossess vehicles without a court order?
Question Can the Bank repossess my car without a court order? Hi. Can the bank repossess…
Debt Review Questions Answered
Question Can accounts be excluded from debt review? Good day. I am wondering about a few…
DebtSafe Shares Statistics 2012
JOHANNESBURG, South Africa – December 2012: DebtSafe today released its 2012 statistics of their client's debt…
What Is Happening At ABSA Bank?
The “Cure” for Over-indebted South Africans.
Living Within Your Means
Take The Time To Invest
Personal Financial Management Websites Cater to Savvy Consumers
Free Debt Counselling
Avoid Unemployment in a Struggling Economy
While unemployment is high in South Africa – a fourth of the workforce is jobless –…
Are you finding it impossible to stay out of debt?
Your Psyche Can Cost You Dearly
Business Live: BRENDAN PEACOCK / 21 July 2012 The way we handle our money is a…
Costly Protection: Credit Life Insurance
Financial Mail: Stafford Thomas | 02 August 2012 Credit life probe could unearth a big rip-off…
How Is Your Financial Mentality?
Do you have a pipe or tank mentality when it comes to your finances? Easy come,…
Debt Counselling Regulations
New debt counselling regulations have just been issued. These regulations provide far clearer direction to the…
Findings Of The Sebola Case
Consumers have 10 days to register for Debt Counselling once “served” to avoid further legal action…
Babies Are Our Biggest Financial Investment
Financial Planning is at the Heart of this New Beginning. 13 June 2012: When thinking of…
Are you a lizzard or a frog?
Many of us sit back and wait for opportunities, we are like frogs who simply wait…
Is it worth the sacrifices?
Trying to scrape together every cent you can to settle debt isn’t easy. It is very…
Understanding Debt Law
Once consumers have overspent and cannot afford to pay back the monies, ugly little 'additional costs'…
Need debt help fast?
For those whose finances are spiraling out of control, here's a legal option that could help…
DIY Gift Ideas
House & Leisure With the festive season comes ample excitement and celebrating. But it’s also a…
Ten Tips to Stay Out of Debt This Year
Julius Malema recently marched to Pretoria demanding "economic freedom" in his lifetime. The economic chaos in…
Few takers for debt counselling
Times Live, 18 March 2012 - Brendan Peacock Stigma keeps over-indebted from asking for help to…
Financial slave or hero?
Are you progressing or going backwards financially. It’s easy to tell how you are doing. Just…
Counting the Cost
Credit providers would, in an ideal credit world, love for you to repay your debt as…
Having Fun Doesn’t Have To Cost You Money
More often than not, spending time doing things that cost very little gives us the most…
Changing Debt Principles Over The Years…
Being Debt Free was something people took for granted 100 years ago. Credit didn’t exist on…
Make Your Dreams Come True in 2012
Who cares about where your friends went for their holiday? It doesn’t matter if you didn’t…
Stay Focused and Positive in 2012
The newspapers are full of gloom and doom. If it isn’t the economy, it sure is to…
Get Debt Free in 2012
Are new year's resolutions meaningless? We are already nearly two weeks into the new year but…
Need a New Year Resolution? Stay Debt Free!
New year resolutions are seldom kept. You made a resolution when you signed up for debt…
Is debt getting to you?
Some people pretend they are fine when they are really battling. They think they can fool…
Repayment Installments & Sticking To Them
Do you wonder why it is taking so long to pay off your debts? Debt counselling…
Turn a Bad Credit Record Into A Good One
So many people are worried about their credit record. My advice is to relax and don’t…
Lifeline In Rising Waters
Financial Mail 27 October 2011 - Stafford Thomas: The National Credit Act (NCA) has not fully…
Consumer Debt Out Of Control
Financial Mail 27 October 2011 - Stafford Thomas: When the National Credit Act (NCA) was enacted…
Prioritise, Save and Invest
Are you one of those people who say, I don’t earn enough, I’ll never be able…
The Start Of A Debt Free Lifestyle
Debt counselling is a very valuable process if you learn from it. It is easy to…
DebtSafe Reduces Monthly Repayments
DebtSafe, a leading debt counselling institution today released statistics based on results taken from existing clients…
Avoid the Spending Hangover This Festive Season
As the 2011 Christmas season tiptoes closer, consumers start turning their minds to thoughts of celebrations,…
Debt Advisers Take Taxi Owners For A Ride
JOHANNESBURG, South Africa – 2 September 2011: Today, one of South Africa’s leading daily newspapers, Business…
Debt Counselling Rules System (DCRS) And Consumer Rights – Consumers Beware!
The latest development in the debt counselling industry is the so called Debt Counsellling Rules System…
Beware of DebtSafe Imitations
DebtSafe has become a household name in the debt counselling industry in South Africa. We assist…
Invalid Creditor Terminations
Do you worry what will happen if the debt counselling process is terminated even though you…
Prescription Is A Word Creditors Hate To Hear
Prescription is a word creditors hate to hear. Any account which has not been paid for…
Open Letter To All Creditors
NON-PARTICIPATION, TERMINATIONS AND UNREASONABLE COUNTER-OFFERS DebtSafe is committed to providing debt counselling services in terms of…
The Truth About Debt Review
Some debt counsellors are not communicating the true impact of the debt review process on a…
Debt Review Consumers Save Millions
Section 103 of the National Credit Act is causing an uproar with creditors. This Section states…
Creditors Terminating Debt Counselling
Debt Counselling Fees
