DebtSafe Blog

Debt, and the responsibility to manage it, is an unavoidable part of life. Here are five practical s…

Romance Fraud and online love scams are on the rise in South Africa. Protect yourself from fraudster…

The festive season is on your doorstep, and perhaps after this ‘dumbstruck year’, it can indeed be y…

The 2020 year has been misleading, and it feels as if the calendar has skipped a few months. Novembe…

South Africans’ anxiety and stress levels can be worsened by a sudden change in their financial posi…

Long before the COVID-19 disruption started the government (represented via the National Credit Regu…

What beliefs or outdated mindset do you currently have that stops you from giving yourself (and your…

There must be no worse feeling in the world than receiving a “WARNING” that indicates you better pay…

Now is the time to consider Debt Review to fix your debt. Debt Review provides a financial lifeline …

In honour of #WomensMonth2020, DebtSafe wants to remind ALL South African women that they – the stro…

What a difficult and emotional time it has been these past few months. Not to even mention the FINAN…

You and various South Africans may be quite over the entire COVID-19 disruption round about now. Yet…

South Africans have recently shifted from a Level 4 ‘national lockdown stage’ to a level 3. And, alt…

It would be fair to say that recent unexpected events of the COVID-19 pandemic must have been the fi…

COVID-19 has brought unexpected changes for the country, the economy, businesses and the South Afric…

South African mothers are experts in the field of juggling various tasks and taking care of financia…

The stronghold of debt can be devastating to any South African consumer. But, for those that have al…

With all the doom and gloom going on, you and other South African consumers (like you the homeowner,…

The world looks more than a bit topsy-turvy today than it did a few months ago, that’s for sure. How…

The world has sure been hit hard by Covid-19, mostly known as the Coronavirus. And, panic, frustrati…

Various countries, individuals, consumers and lately, perhaps, you and other South Africans have sur…

Soon the Easter weekend will be upon you. Are you ready to make it a memorable, yet affordable one t…

Are you already cheering the upcoming school break on or perhaps, looking forward to a well-deserved…

What’s the deal with consumer rights? Well, it is kind of a big deal when it comes to standing up ag…

Protecting your relationship is as much important as it is difficult these days. Ever thought of deb…

Your 2020 year is here, and perhaps so far, not very unusual from all the other New Year’s that you …

In a flash, December has come and gone. Was all the glitz, glamour and gloss of the 2019 festive sea…

Your Christmas clock is ticking. Soon you’ll hear the doorbell ring and invite familiar or long-time…

Are you a ‘debt damage dodger’ or dreamer? Perhaps one of those people with unrealistic expectations…

The biggest shopping phenomenon is just around the corner and, you better know  what you’re in …

South Africans know only too well how hectic life can be. Juggling various tasks at work, perhaps tr…

Due to a high unemployment rate, economic uncertainty and various unforeseen circumstances, South Af…

Due to the fast pace exploitation of consumers’ shopping experiences and need for instant gratificat…

It is evident that groceries are really expensive these days and it is, therefore, fair to help you …

It is officially National Women’s Month and, therefore, significant that South Africans celebrate th…

July is indeed the month of savings awareness and this year’s #CrazywaystoSave theme is the ideal en…

Indebtedness can refer to you or someone that owes money (to say, creditors) and it is a concept wid…

Debt is not necessarily a bad thing when it comes to your credit score, but the problem comes in whe…

It has been such a fast-paced 2019 already and perhaps you haven’t taken time to take a deeper peep …

With a national election creeping closer, recent and on-going geopolitical, deal/no-deal waves, ‘wal…

In a world full of economic uncertainties, know this: your money does matter so make it work for you…

Happy Human Rights Month to each and every South African. Since Human Rights Day and World Consumer …

South Africans surely kept Honourable Minister of Finance, Tito Mboweni, under the magnifying glass …

Is February your heartfelt reminder of love? Or, is it perhaps a mere indication of the absence ther…

In reality and all sensibleness, you are not able to control the economy, food prices, fuel hikes an…

The ‘wising-it-would-just-be-here-already’ 2019 is almost on your doorstep. And, are you not excited…

Whether South Africans make extra debt just to get by or whether they take out credit to upkeep vari…

Have you perhaps noticed that Christmas is starting earlier this year – referring to all the buying …

The 31st of October is World Savings aka World Thrift Day. This year (2018) the focus of the #WorldS…

Has this month’s fuel increase kicked in and your pocket is without a doubt feeling the effect of it…

In a few months’ time, Christmas will be on your doorstep. And, are you certain that you are financi…

It is not only spring that is in bloom currently, but also many couples (you and your better half ma…

The proof is in the pudding. Many South Africans are forming part of a modern-day debt-filled cultur…

It is shocking and scary to know that consumers can pave their way to over-indebtedness with just th…

A bit of drama in your life cannot hurt. It only makes you stronger, does it not? Well, to be quite …

South African women don’t only tackle their daily schedules hands-on; they are also known as provide…

Debt is such a familiar topic these days that you may feel: “Ah, same old talks, what on earth can b…

Proper finance management is one of the most valuable things that you and every other South African …

Do you have any idea what your credit record is reflecting? You might be under the impression that e…

It is almost July and somewhere along the line, you could not stick to your financial resolutions as…

To all the twenty- and thirty-somethings, with it being youth month and Father’s Day that is around …

There are many Debt Review myths that people wrongly believe. Having incorrect or incomplete informa…

Energy Month (May) is almost done and dusted. But, that does not mean you have to put an end to your…

A mother is not simply just a mother or a juggler, multi-tasker and a ‘can’t-live-without-you’ type …

A short dictionary of the terms you’ll come across in Debt Review, Debt Counselling and Debt Consoli…

Excessive debt is such a burden. Are you sure that you want to carry your debt load throughout your …

Loans, clothing accounts, expensive furniture buys and credit upon credit. The South African consume…

April is here and it is in all probability your worst financial reality check. You may possibly even…

Don’t you just love the smell of fresh bread, donuts and other pastries as you pass the grocery stor…

This month is an important reminder of South Africans’ human rights, and rightfully so. But, if ther…

#DebtExit On the news side of things – many citizens anxiously awaited a new open door for South…

It is the month of love – red roses, chocolate hearts and dinners by candlelight. BUT, are you sure …

The perfect story – boy meets girl, you fall in love and move in together… In some cases your ‘partn…

Having various debt obligations these days, is nothing new. This includes debts like a credit card, …

The year is coming to a swift end and it is almost time to start afresh with your 2018 financial goa…

Matthys Potgieter, spokesperson and debt expert at DebtSafe, says there are still five things that y…

Are you one of the lucky South African consumers expecting to receive a 13th cheque or tax refund so…

There is no doubt about it – times are tough and most citizens are barely (or not even close to) mak…

“Many consumers don’t necessarily know the difference between a consolidation loan and consolidating…

Credit cards can be one of the most divisive products if not used for its intended purpose. And, if …

September is an eventful month as spring is in full swing. Are you already listing the ways you can …

Get rid of your out of season financial habits by trying out these five practices regularly implemen…

Many South African consumers are unaware of the true state of their debt, and sooner or later the di…

Current economic times are tough and uncertain. Citizens face regular fuel and food price hikes/drop…

After paying tax, covering rent, and paying those unavoidable bills, numerous consumers feel financi…

Have the August grocery winds caught up with you lately – leaving your finances disheveled and wonde…

Are you a young, twenty-something individual, relatively fresh out of high school, college or univer…

Who said winter is cold and tedious? It is never too late (or chilly) to apply new financial habits …

Who said you can only set goals every New Year? Not to mention financial goals. No, goals should be …

As many consumers may have noticed, July is National Savings Month. It is, therefore, the best time …

A personal financial disaster can happen when you least expect it. Although you may feel that the ba…

RECESSION First South Africans received the shocking blow of being downgraded to junk status, the…

July is National Savings Month and there is no better time for us South Africans to get proactive wi…

Face it, spending a few minutes doing fiscal planning, budgeting and continually improving your fina…

Anyone’s financial situation can change overnight. It is nothing out of the ordinary for unforeseen …

Don’t fool yourself; a personal credit card equals DEBT. When you use a credit card, it feels so eas…

Having your own garden, garage, braai area and a place to call home gives you peace of mind, doesn’t…

Modern and desperate times call for modern and desperate measures. As it is the twenty-first century…

Easter weekend is upon South Africans. For some, it is a deep and spiritual time, and for others, a …

There is no doubt about it – times are tough, especially after the devastating news about South Afri…