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Debt review (also known as debt counselling or debt management) is the process that reworks your debt payments into a new, affordable, consolidated repayment plan.

Your new repayment plan is formulated in such a way that it empowers you to pay your debt and provide for your family’s essential living costs. So it truly gives you immediate breathing space.

Debt review is the process that reworks your debt payments into a new, affordable, consolidated repayment plan.

Your new repayment plan is agreed upon by your creditors (we negotiate with them on your behalf), regulated by the National Credit Act and authorised through a court order.

This means that the debt review process legally protects you, and your assets, against creditors who want to take legal action against you.

Once your debt review process is completed you’ll receive a clearance certificate. Your clearance certificate is sent to your creditors and the credit bureaus, and they are then required by the law to clear your credit record. So you truly can leave  your debt worries in the past and start your new beginning.

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