We use a program called Debt Review to consolidate debt effectively and safely. This program is recognised by the National Credit Act as a sure way to fully restore the finances of South Africans who are in a serious struggle to keep up with their debt obligations.
In the program, your debt repayments are consolidated and reduced as to facilitate you to get your debt back under control while paying for your essential living costs.
The program is secured through a Court Order that provides you with legal protection against creditors and repossession of your vehicle or home.
With the successful completion of the program, a Clearance Certificate is issued to your creditors and the credit bureaus. They are then required to remove your negative information from your credit report, leaving it perfectly restored.
Unlike consolidation loans, which have very strict requirements (and at the end leaves you with more debt) we restructure your credit obligations to an affordable, consolidated, repayment plan.
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