Because the process is backed by the National Credit Act you will receive legal protection against your creditors – keeping your assets safe from repossession.
The process is also designed in such a way that you are enabled to pay your debt, plus your family’s vital living expenses.
And with the completion of the process, your Debt Counsellor will issue a Clearance Certificate. This is used to remove all negative information on your credit report.
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Debt Counselling and Debt Review is exactly the same thing – a process designed to get you out of debt. Some will call it Debt Review, while others call it Debt Counselling.