Please Note:

Following the emergency protocol announced by President Ramaphosa, DebtSafe's team is continuing their work remotely and will be available to assist via emails only for the duration for the lockdown.

If you need help to fix your debt, fill out the callback form on this page.

For client queries email: [email protected]
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HOW Debt Consolidation FIXES DEBT

  • No-loan debt consolidation.
  • Combines debt accounts into one. 
  • Reduces monthly debt instalments by up to 60%.

How Does Debt Consolidation Work?
The Debt Consolidation program is specifically created to consolidate debt into one, affordable, repayment plan. Here’s how the DebtSafe program can fix debt.
Find out more…

Get your practical, personalised, financial recovery plan that consolidates and reduces debt without a loan. 

WHAT we do – Consolidation

We fix debt by combining your accounts into one affordable financial recovery plan – without adding a loan to your limited cashflow.  

What Is Debt Consolidation?
Our no-loan Debt Consolidation forms part of the DebtSafe Debt Review program that reworks your multiple debt accounts into one, affordable, repayment plan.
Find out more…

Learn what our program can do for you with your free, no-obligation, quote.

WHY our program works

  • 10 years of established success.
  • Specialist credit negotiators. 
  • Our fees are strictly regulated.

Why Choose Debt Consolidation?
It’s time for expert debt help when you have been declined for new credit or you have made new debt to pay off old debt. Let the experts help fix your debt.
Find out more…

Why No-Loan Debt Consolidation Is Better Than a Consolidation Loan

  1. Our Debt Consolidation could reduce your monthly instalments by up to 60%. 
    • A consolidation loan has high-interest rates, putting a lot more strain on your already-stretched-to-the-limit cash flow.

  2. Our Debt Consolidation is part of a proven, practical, solution designed to fix payments in arrears.
    • A consolidation loan will be almost impossible to qualify for if you are in arrears with your current debt repayments.

  3. Our Debt Consolidation is part of a legal program that keeps your car and home safe from repossession. 
    • A consolidation loan offers ZERO legal protection of your assets against repossession.

  4. Our Debt Consolidation restructures your current debt in such a way that you can afford the repayments AND cover your living costs. 
    • A consolidation loan means taking out even more debt to pay your existing debt, adding to your debt pile.

Get your practical, personalised, financial recovery plan that consolidates and reduces debt without a loan. 

WHO this process is for

  • You’re unable to qualify for a consolidation loan.
  • Your struggling with payments in arrears.
  • You are employed or have a consistent income but still falling more and more behind with your finances. 
  • You have extreme anxiety because your cash flow is unable to keep up with your debt. 

DebtSafe’s no-loan Debt Consolidation is ready to help fix your debt! It’s go time! Get your free quote now.

Go for More Affordable Debt Cover 

– available exclusively to DebtSafe Clients

Retrenchment Cover
– up to 12 months

Maternity benefit
– up to 3 months.

Death Cover
– settle up to R 1 000 000 debt.

Temporary Disability
– up to 12 months.