National Savings Month: South Africans Are Scraping The Bottom

South Africa has one of the lowest savings rates in the world, which has significant implications for the average citizen. As we mark National Savings Month, it is crucial to bring awareness to the importance of saving money and provide practical tips to prioritise savings.  Unpacking the Numbers According to Deloitte’s South African Investment Management

Obscure Costs: The Gremlins Eating Your Budget

We all know the sinking feeling of encountering unexpected expenses that appear out of nowhere. Often lurking in the shadows, these costs can wreak havoc on your budget if you’re unprepared. And as luck would have it, these expenses – affectionately referred to as “gremlins” – tend to show up at the most inconvenient time

Unlocking the Secrets of Financial Success: What the Youth Can Teach Us!

In honour of Youth Month, we celebrate the vibrant spirit of the younger generation. While wisdom comes with age, there are valuable financial lessons we can learn from the youth. So let’s explore how the characteristics of the younger generation can unlock the secrets of financial success. Curiosity – The Power of Questions Parents will

From Over-Indebted to Financial Freedom: A Journey Worth Taking!

On the journey from over-indebtedness to financial freedom, the destination is well worth the challenges along the way. Not only will you gain control over your finances by overcoming these challenges. But you will also develop invaluable financial skills that will benefit you for the rest of your life. Debt Management One of the first

Prime Suspects: 9 Tactics Marketers Use to Influence Your Spending

We’ve all been there, captivated by clever marketing tactics that swayed our purchasing decision. Whether a limited-time offer or an influencer’s endorsement, marketing tactics capture our attention and convinces us to buy, buy, buy! While nothing is inherently wrong with these tactics (who doesn’t love a great bargain), you need to be able to make

New Year, New Insights to a Financial-Wise 2023

The New Year is an ideal time to put your critical goals into action. What better way to start 2023 than by learning about (and taking control of) an imperative aspect of your life – your FINANCIAL situation. “Taking a look at your fiscal position or summarising where you are with your finances is the

‘BAD’ Debt – The Christmas Gift That Keeps on Taking…

Christmas festivities has begun. And, given that you, your fellow South Africans, and the rest of the world continue to face financially draining challenges, it stands to reason that you would want to let off some steam and enjoy the silly season without having to worry about money. Is it, however, worthwhile to incur additional,

The Current Financial Reality of South African Women

The Current Financial Reality of South African Women & What They Can Do to Improve Their Money Situations National Women’s Month 2022 “August is a special tribute to and a celebration of South African women. They are truly remarkable – they juggle various responsibilities, including managing their money situations. And, when it comes to their