It’s silly season again and retailers are out in full force to try and share in the upcoming spending spree by consumers who are looking for those special deals. Here are a few tips to make sure you don’t spend your hard-earned money on deals that will turn out to be not-so-special… 1. Don’t spend
A new year offers the opportunity to evaluate various aspects of your life, set new goals and motivate yourself to do more, be more and achieve more. At DebtSafe, we are rooted in NEW BEGINNINGS. We don’t only want to help with debt, but with life too. Here are some tips to possibly improve your
Speaking to any South African, it will be a matter of minutes before the topic of living costs pops up. It’s a topic we can all relate to. The Outlier has detailed stats showing how specific food items have drastically increased costs over the years and it is worth checking out, but here are a few: Year-on-Year Increase The
Welcome to the wild world of debt! It’s a place where every type of debt has its own vibe, just like a character from your favourite movie or TV show. This blog explores debt’s different personalities as famous fictional characters. We’ll use fun comparisons to help you understand your debt better. So, grab your popcorn,
Let’s face it: dealing with debilitating debt is overwhelming, and getting caught in a riptide of negative thoughts, feeling helpless, and losing sight of hope is super easy. In times like that, your mindset plays a crucial role; either an ally that helps you overcome the challenge or a saboteur that beats you down. It’s
The weight of debt is universal, a crushing burden shared by millions across the globe. Yet, in South Africa, it is a unique hardship that most of us must endure at some point. Here, debt isn’t just a number on a statement; it’s woven into the fabric of our history, economy, politics, and the struggles
South Africa has one of the lowest savings rates in the world, which has significant implications for the average citizen. As we mark National Savings Month, it is crucial to bring awareness to the importance of saving money and provide practical tips to prioritise savings. Unpacking the Numbers According to Deloitte’s South African Investment Management
We all know the sinking feeling of encountering unexpected expenses that appear out of nowhere. Often lurking in the shadows, these costs can wreak havoc on your budget if you’re unprepared. And as luck would have it, these expenses – affectionately referred to as “gremlins” – tend to show up at the most inconvenient time
In honour of Youth Month, we celebrate the vibrant spirit of the younger generation. While wisdom comes with age, there are valuable financial lessons we can learn from the youth. So let’s explore how the characteristics of the younger generation can unlock the secrets of financial success. Curiosity – The Power of Questions Parents will
On the journey from over-indebtedness to financial freedom, the destination is well worth the challenges along the way. Not only will you gain control over your finances by overcoming these challenges. But you will also develop invaluable financial skills that will benefit you for the rest of your life. Debt Management One of the first