Debt is not necessarily a bad thing when it comes to your credit score, but the problem comes in when it spirals out of control. How do you know that the debt obligations you have are being managed well, and what can you do to improve or fix your situation when you see that you
It has been such a fast-paced 2019 already and perhaps you haven’t taken time to take a deeper peep into your ‘Easter-cation’ holiday. You want to have some peace for your soul, possibly spend quality time with your flock and not break the egg (bank) in the process, right? It is, therefore, important to make
With a national election creeping closer, recent and on-going geopolitical, deal/no-deal waves, ‘walls’ – call it what you will – what else can have an effect on the South African economy and consumers’ already dire pockets? To name but a few – the ‘close to home REALITY’ of electricity bill extras, sin tax hikes, the
In a world full of economic uncertainties, know this: your money does matter so make it work for you. And, what skills you use to handle or manage your personal financial affairs aka money matters can either keep your financials on track or, instead, create a financial mess in your life. So what basic financial
Happy Human Rights Month to each and every South African. Since Human Rights Day and World Consumer Rights Day are highlights on the government’s calendar, DebtSafe has dedicated March to create awareness of consumers’ rights. One thing is for sure when it comes to consumers, their rights and credit – DEBT does NOT discriminate. According
South Africans surely kept Honourable Minister of Finance, Tito Mboweni, under the magnifying glass on 20 February 2019. And, rightfully so – since they had to be on the lookout for certain ‘financial blackouts’ during the maiden #RSABudget2019 speech and announcements. In 2018 the 1% Value Added Tax (VAT) increase was a big blow for
Is February your heartfelt reminder of love? Or, is it perhaps a mere indication of the absence thereof? Whatever your situation, if you take an investigative look at your ‘financial love life’ and you come to the conclusion that you are stuck with major debt obligations, you are indeed in a ‘relationship with debt’. And,
In reality and all sensibleness, you are not able to control the economy, food prices, fuel hikes and various upsurges that come your way. BUT what about taking charge of what you can control – cleaning your debt mess and start taking care of your own mini-economy this 2019? According to the latest available statistics
The ‘wising-it-would-just-be-here-already’ 2019 is almost on your doorstep. And, are you not excited beyond words that the New Year can actually be the ideal time to also turn over a new leaf when it comes to your financial position? Or, are you perhaps too stressed and already biting your fingernails – basically struggling to see
Whether South Africans make extra debt just to get by or whether they take out credit to upkeep various responsibilities and lifestyles, credit is indeed a reality for many consumers. Not to even mention possible credit splurges that are still on the way this 2018 silly season. So, it is easy to imagine that consumers