Warren Blondin 
Debt is as typical in South Africa as potholes. But there’s a big difference between simply owing money (indebtedness) and being over-indebted. Why the Distinction? Indebtedness means you owe money (like a loan, credit card, or some other financial obligation) that you are currently repaying monthly. Being indebted is not inherently negative; debt can be an investment in
Welcome to the wild world of debt! It’s a place where every type of debt has its own vibe, just like a character from your favourite movie or TV show. This blog explores debt’s different personalities as famous fictional characters. We’ll use fun comparisons to help you understand your debt better. So, grab your popcorn,
Let’s face it: dealing with debilitating debt is overwhelming, and getting caught in a riptide of negative thoughts, feeling helpless, and losing sight of hope is super easy. In times like that, your mindset plays a crucial role; either an ally that helps you overcome the challenge or a saboteur that beats you down. It’s
The weight of debt is universal, a crushing burden shared by millions across the globe. Yet, in South Africa, it is a unique hardship that most of us must endure at some point. Here, debt isn’t just a number on a statement; it’s woven into the fabric of our history, economy, politics, and the struggles
South Africa has one of the lowest savings rates in the world, which has significant implications for the average citizen. As we mark National Savings Month, it is crucial to bring awareness to the importance of saving money and provide practical tips to prioritise savings. Unpacking the Numbers According to Deloitte’s South African Investment Management
We all know the sinking feeling of encountering unexpected expenses that appear out of nowhere. Often lurking in the shadows, these costs can wreak havoc on your budget if you’re unprepared. And as luck would have it, these expenses – affectionately referred to as “gremlins” – tend to show up at the most inconvenient time
In honour of Youth Month, we celebrate the vibrant spirit of the younger generation. While wisdom comes with age, there are valuable financial lessons we can learn from the youth. So let’s explore how the characteristics of the younger generation can unlock the secrets of financial success. Curiosity – The Power of Questions Parents will
On the journey from over-indebtedness to financial freedom, the destination is well worth the challenges along the way. Not only will you gain control over your finances by overcoming these challenges. But you will also develop invaluable financial skills that will benefit you for the rest of your life. Debt Management One of the first
We’ve all been there, captivated by clever marketing tactics that swayed our purchasing decision. Whether a limited-time offer or an influencer’s endorsement, marketing tactics capture our attention and convinces us to buy, buy, buy! While nothing is inherently wrong with these tactics (who doesn’t love a great bargain), you need to be able to make
The New Year is an ideal time to put your critical goals into action. What better way to start 2023 than by learning about (and taking control of) an imperative aspect of your life – your FINANCIAL situation. “Taking a look at your fiscal position or summarising where you are with your finances is the