10 Questions to Ask Yourself Before Making Any Financial Commitment: Big or Small

Financial decisions, big or small, can significantly impact your financial well-being, long-term stability and overall peace of mind. Here at DebtSafe, we aim to empower you by providing 10 essential questions to ask yourself before spending your hard-earned money or taking on debt, such as a loan or using credit: This foundational question helps you

Food For Thought: Food Inflation Stats

Speaking to any South African, it will be a matter of minutes before the topic of living costs pops up. It’s a topic we can all relate to.  The Outlier has detailed stats showing how specific food items have drastically increased costs over the years and it is worth checking out, but here are a few: Year-on-Year Increase The

Over-Indebtedness. What It Is, & What Your Options Are

Debt is as typical in South Africa as potholes. But there’s a big difference between simply owing money (indebtedness) and being over-indebted. Why the Distinction? Indebtedness means you owe money (like a loan, credit card, or some other financial obligation) that you are currently repaying monthly. Being indebted is not inherently negative; debt can be an investment in

Debt As Famous Fictional Characters

Welcome to the wild world of debt! It’s a place where every type of debt has its own vibe, just like a character from your favourite movie or TV show. This blog explores debt’s different personalities as famous fictional characters. We’ll use fun comparisons to help you understand your debt better. So, grab your popcorn,

National Savings Month: South Africans Are Scraping The Bottom

South Africa has one of the lowest savings rates in the world, which has significant implications for the average citizen. As we mark National Savings Month, it is crucial to bring awareness to the importance of saving money and provide practical tips to prioritise savings.  Unpacking the Numbers According to Deloitte’s South African Investment Management

Obscure Costs: The Gremlins Eating Your Budget

We all know the sinking feeling of encountering unexpected expenses that appear out of nowhere. Often lurking in the shadows, these costs can wreak havoc on your budget if you’re unprepared. And as luck would have it, these expenses – affectionately referred to as “gremlins” – tend to show up at the most inconvenient time

Unlocking the Secrets of Financial Success: What the Youth Can Teach Us!

In honour of Youth Month, we celebrate the vibrant spirit of the younger generation. While wisdom comes with age, there are valuable financial lessons we can learn from the youth. So let’s explore how the characteristics of the younger generation can unlock the secrets of financial success. Curiosity – The Power of Questions Parents will

From Over-Indebted to Financial Freedom: A Journey Worth Taking!

On the journey from over-indebtedness to financial freedom, the destination is well worth the challenges along the way. Not only will you gain control over your finances by overcoming these challenges. But you will also develop invaluable financial skills that will benefit you for the rest of your life. Debt Management One of the first