Tax Goes up for Consumers’ ‘SINful’ Pleasures

South Africans surely kept Honourable Minister of Finance, Tito Mboweni, under the magnifying glass on 20 February 2019. And, rightfully so – since they had to be on the lookout for certain ‘financial blackouts’ during the maiden #RSABudget2019 speech and announcements. In 2018 the 1% Value Added Tax (VAT) increase was a big blow for

DEBT – Your ♥Love-Hate Relationship

Is February your heartfelt reminder of love? Or, is it perhaps a mere indication of the absence thereof? Whatever your situation, if you take an investigative look at your ‘financial love life’ and you come to the conclusion that you are stuck with major debt obligations, you are indeed in a ‘relationship with debt’. And,

Duck These Debt Duds & Start to Fix Your Financial Mess

Duck These Debt Duds & Start to Fix Your Financial Mess

In reality and all sensibleness, you are not able to control the economy, food prices, fuel hikes and various upsurges that come your way. BUT what about taking charge of what you can control – cleaning your debt mess and start taking care of your own mini-economy this 2019? According to the latest available statistics

Recover, Restore and Renew Your Finances This 2019

The ‘wising-it-would-just-be-here-already’ 2019 is almost on your doorstep. And, are you not excited beyond words that the New Year can actually be the ideal time to also turn over a new leaf when it comes to your financial position? Or, are you perhaps too stressed and already biting your fingernails – basically struggling to see

South African Consumers Regret Taking Out Credit

Whether South Africans make extra debt just to get by or whether they take out credit to upkeep various responsibilities and lifestyles, credit is indeed a reality for many consumers. Not to even mention possible credit splurges that are still on the way this 2018 silly season. So, it is easy to imagine that consumers

The Snowball Effect of ‘Just a Little Bit of Debt Here and There’

Have you perhaps noticed that Christmas is starting earlier this year – referring to all the buying that it is going to involve? All excited about buying stuff on Black Friday, Cyber Monday, AND during the month of December? Not to mention swiping your card after the silly season to be part of a full-on

SPEND Now to SAVE Later

The 31st of October is World Savings aka World Thrift Day. This year (2018) the focus of the #WorldSavingsDay2018 initiative is to celebrate YOU and the DREAMS you are saving for (#WhatDoYouWishFor).  The DebtSafe team, therefore, wants to highlight the importance of pursuing your dreams through your savings. Plus, various savings are not only beneficial

Change the Way You Think About Transport and Become a Frugal Traveller

Change the Way You Think About Transport and Become a Frugal Traveller

Has this month’s fuel increase kicked in and your pocket is without a doubt feeling the effect of it? Not to even mention the speculation that another expected fuel increase is going to take effect by the end of October. Although you are confronted with uncertainty revolving increases and the economy, NOW is NOT the

Prepare Your Pocket and Have a Rand-Wise Christmas This 2018

Prepare Your Pocket and Have a Rand-Wise Christmas This 2018

In a few months’ time, Christmas will be on your doorstep. And, are you certain that you are financially prepared for it? There are various costs involved when it comes to silly season festivities. To name but a few – travel, accommodation, pocket money, gifts, activities – and perhaps the biggest part of your expenditures

Considerations to Have a Frugal, Yet Special Wedding Day

Considerations to Have a Frugal, Yet Special Wedding Day

It is not only spring that is in bloom currently, but also many couples (you and your better half may be one of them) tend to get engaged in the ‘warmer’ seasons or are perhaps already planning for the Big Day. Weddings are not a financial walk in the park, that’s for sure. But, there

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