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How Does Debt Consolidation Work?
Fill in your details for your free, no obligation debt assessment and we’ll give you a call.

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The Debt Consolidation program is specifically created to consolidate debt into one, affordable, repayment plan. Here's how the program can fix your debt:

When we have completed your free, no obligation, debt check you will be able to determine if our Debt Consolidation program is the right fit for you. Once you give us the go-ahead we will do a comprehensive debt assessment.

While we are busy with your comprehensive debt assessment you will already have a reduced monthly debt instalment and legal protection.

Next, we negotiate with your creditors, on your behalf, for a new, improved, and drastically lower monthly repayment plan.

After reaching an agreement with your creditors we take your new monthly repayment plan to a Magistrates Court, where it is made official through a court order.

Then it is just a matter of you paying your new monthly repayment on time each month. And we will ensure your money is distributed to your creditors correctly.

Once your program is successfully completed we will provide you and the credit bureaus with a Clearance Certificate – which signals the end of your program. This certificate shows that your credit rating is effectively fixed and that all the negative listings must be removed.

Bonus – during the Debt Consolidation program you can track your progress through the Client Portal. Because it is online you can check your status, log a query or update your info anytime.

Registered with the NCR.
Reg: #NCRDC1078

Debt Consolidation Benefits
Consolidate your debt into one affordable repayment.
Reduce monthly debt instalments by up to 60%.
Proper cash flow relief.
These are just some of the benefits you’ll receive when signing up for DebtSafe’s Debt Consolidation program.
On the House Debt Check Service
Let DebtSafe’s professional debt consolidation team give you more info on how we can consolidate your finances and fix your debt.
We will:
Check your current debt situation.
Take you through some of your options to take back control over your debt.
Advise you about our Debt Consolidation program.
Exclusive to DebtSafe Clients
Retrenchment Cover

– up to 12 months protection.

Maternity benefit

– up to 3 months.

Death Cover

– settle up to R 1 000 000.

Temporary Disability

– up to 12 months.

How does DebtSafe's Process Work?

Start by requesting your free, no obligation debt assessment and we’ll call you.


Our team of experts use their experience and skills to negotiate with your creditors for a new, reduced and consolidated, repayment plan.

You'll Receive
  • Income Rescue Plan – extra protection against retrenchment, death, maternity leave, disability and identity theft.
  • A registered Debt Counsellor and legal protection against your creditors.
  • A free debt assessment, a personalised budget & proper cash flow relief.
  • Up to 60% decrease in your monthly debt repayments in one consolidated plan.

Under the protection and help of our program, you can comfortably repay your debt and finally fix your debt mess for good!

You'll Receive
  • Safe, secure distribution of your money to your creditors.
  • Access to Client Portal, where you can track your progress.
  • A registered Debt Counsellor.
  • Legal protection against creditors.
  • A Clearance Certificate that signals the completion of your program and with it the complete restoration of your credit record.
Let our professional team fix your debt by consolidating your finances into one stress-free instalment.