The Reality of South Africa’s Debt-Filled Culture

The Reality of South Africa's Debt-Filled Culture

The proof is in the pudding. Many South Africans are forming part of a modern-day debt-filled culture. And, whether they realise it or not, it is undeniably real and destructive for themselves, their families and the country’s macroeconomy. For all the proud South Africans this is perhaps a bit of a bold statement to make,

3 Clicks to Over-Indebtedness

3 Clicks to Over-Indebtedness

It is shocking and scary to know that consumers can pave their way to over-indebtedness with just three (3) clicks using modern-day technology. These days it is all to ‘normal’ to not only apply for credit but to also get it approved within a few seconds. The concerning question here is: does the credit provider

More Debt, More Drama

More Debt, More Drama

A bit of drama in your life cannot hurt. It only makes you stronger, does it not? Well, to be quite frank – if it includes large amounts of DEBT – it can surely be destructive, that’s for sure. According to the latest statistics from Old Mutual’s Savings and Investment Monitor, 41% of South Africans’

Women’s Month 2018: How to Develop a Thrifty Money Psychology

Women’s Month 2018: How to Develop a Thrifty Money Psychology

South African women don’t only tackle their daily schedules hands-on; they are also known as providers, chauffeurs, caretakers and so much more. It is therefore fair to say that women need all the support they can get – even if it requires financial guidance along their way. Since women endure and take care of various

Recommended Ways to Turn Your Debt Around

Recommended Ways to Turn Your Debt Around

Debt is such a familiar topic these days that you may feel: “Ah, same old talks, what on earth can be done about it?” Well, a little bit of introspection cannot hurt. If you look at increases and fuel or grocery prices – everything is continually snowballing. Many of these upsurges are intertwined and you

Madiba Wisdom: How to Make Your Way to Financial Freedom

Madiba Wisdom: How to Make Your Way to Financial Freedom

Proper finance management is one of the most valuable things that you and every other South African can implement in your lifestyles.  Although it entails regular commitment, diligence and appropriate planning from your side, the rewards can set you (and your loved ones) off to future financial freedom. Since Nelson Mandela Month is being celebrated

Four Important To Do’s to Keep Your Credit Score in Check

Four Important To Do’s to Keep Your Credit Score in Check

Do you have any idea what your credit record is reflecting? You might be under the impression that everything is A-Okay on your credit profile. But, what you don’t realise is, that it might have a few bumps and bruises already. Don’t you think it is about time to get, and keep, your score in

#FIXIT: A Mid-Year Monetary Plan to Repair Your Finances

#FIXIT: A Mid-Year Monetary Plan to Repair Your Finances

It is almost July and somewhere along the line, you could not stick to your financial resolutions as pledged. You had great expectations in January BUT are experiencing an entirely different story at this stage. Sound familiar?  Life happens – no doubt about it. And, it is therefore best not to ponder over these past

Grow to Fiscal Independence with a ‘Financial Father Figure’

Grow to Fiscal Independence with a Financial Father Figure

To all the twenty- and thirty-somethings, with it being youth month and Father’s Day that is around the corner, what do you think about a ‘financial father figure’? You heard right – a mentor (just like a father or parent) that will guide you to your future financial independence. And, someone who can assist you

‘Financial Energy Boosters’ for South Africa’s SUPERMOMS

A mother is not simply just a mother or a juggler, multi-tasker and a ‘can’t-live-without-you’ type of being. Mothers are high energy SUPERMOMS – all of them. And, even though Mother’s Day might sound like a bit of a cliché this month – a tribute to South African SUPERMOMS has been long overdue. SUPERMOMS face

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