Writer DS

Whether South Africans make extra debt just to get by or whether they take out credit to upkeep various responsibilities and lifestyles, credit is indeed a reality for many consumers. Not to even mention possible credit splurges that are still on the way this 2018 silly season. So, it is easy to imagine that consumers

Have you perhaps noticed that Christmas is starting earlier this year – referring to all the buying that it is going to involve? All excited about buying stuff on Black Friday, Cyber Monday, AND during the month of December? Not to mention swiping your card after the silly season to be part of a full-on

The 31st of October is World Savings aka World Thrift Day. This year (2018) the focus of the #WorldSavingsDay2018 initiative is to celebrate YOU and the DREAMS you are saving for (#WhatDoYouWishFor).  The DebtSafe team, therefore, wants to highlight the importance of pursuing your dreams through your savings. Plus, various savings are not only beneficial

Has this month’s fuel increase kicked in and your pocket is without a doubt feeling the effect of it? Not to even mention the speculation that another expected fuel increase is going to take effect by the end of October. Although you are confronted with uncertainty revolving increases and the economy, NOW is NOT the

In a few months’ time, Christmas will be on your doorstep. And, are you certain that you are financially prepared for it? There are various costs involved when it comes to silly season festivities. To name but a few – travel, accommodation, pocket money, gifts, activities – and perhaps the biggest part of your expenditures

It is not only spring that is in bloom currently, but also many couples (you and your better half may be one of them) tend to get engaged in the ‘warmer’ seasons or are perhaps already planning for the Big Day. Weddings are not a financial walk in the park, that’s for sure. But, there

The proof is in the pudding. Many South Africans are forming part of a modern-day debt-filled culture. And, whether they realise it or not, it is undeniably real and destructive for themselves, their families and the country’s macroeconomy. For all the proud South Africans this is perhaps a bit of a bold statement to make,

It is shocking and scary to know that consumers can pave their way to over-indebtedness with just three (3) clicks using modern-day technology. These days it is all to ‘normal’ to not only apply for credit but to also get it approved within a few seconds. The concerning question here is: does the credit provider

A bit of drama in your life cannot hurt. It only makes you stronger, does it not? Well, to be quite frank – if it includes large amounts of DEBT – it can surely be destructive, that’s for sure. According to the latest statistics from Old Mutual’s Savings and Investment Monitor, 41% of South Africans’

South African women don’t only tackle their daily schedules hands-on; they are also known as providers, chauffeurs, caretakers and so much more. It is therefore fair to say that women need all the support they can get – even if it requires financial guidance along their way. Since women endure and take care of various