Writer DS 
With all the doom and gloom going on, you and other South African consumers (like you the homeowner, you the credit facility user or, you – paying off a loan) can breathe a small sigh of relief thanks to the latest repo rate cut. Yes, you have been granted the perfect opportunity to be proactive
The world looks more than a bit topsy-turvy today than it did a few months ago, that’s for sure. How has the lockdown been treating you (and your loved ones) so far? It is not very easy or ‘user-friendly’ to deal with a lockdown period. Just the practicality of it can be unnerving, yet implemented
The world has sure been hit hard by Covid-19, mostly known as the Coronavirus. And, panic, frustration, and uncertainty are also evident in the heartbeat of Africa. President Ramaphosa has instructed South Africans to go into a 21-day lockdown period from 26 March, starting at midnight. And, in between all the havoc, consumers are still
Various countries, individuals, consumers and lately, perhaps, you and other South Africans have surely felt the wind being knocked out of your sails. The Covid-19/Coronavirus has sent shockwaves throughout the world and has now sent us in South Africa into lockdown for 21 days – how are you planning to handle this unprecedented emergency protocol?
Soon the Easter weekend will be upon you. Are you ready to make it a memorable, yet affordable one this year? The secret is to work with what you’ve got. From ‘do-it-yourself’ decorations, experiences rather than gifts, frugal activities and delicious, reasonably priced meals. You can have it all if you’d just give your creativity
Are you already cheering the upcoming school break on or perhaps, looking forward to a well-deserved getaway this coming Easter/Freedom Day long weekend? If you have planned to go away for a bit – good for you for taking a breather. And, most importantly – how can you make sure that while you’re on holiday,
What’s the deal with consumer rights? Well, it is kind of a big deal when it comes to standing up against reckless lending practices or retailers contravening the Act. Think about it – if you did not have any rights – what about the continuous exploitation you, the consumer, would have to endure? As the
Protecting your relationship is as much important as it is difficult these days. Ever thought of debt being the culprit trying to meddle in or hurt your relationship with a loved one? Never say never – finances and money play a key role in any relationship. Excessive debt can surely make it an unhealthy and
Your 2020 year is here, and perhaps so far, not very unusual from all the other New Year’s that you have had? What are you going to do a bit differently this time? Think in the line of managing those financials of yours better. One of the most important things that you can do is
In a flash, December has come and gone. Was all the glitz, glamour and gloss of the 2019 festive season worth it, financially? Excessive bills and the responsibility of paying off undue credit are not at all easy and desirable. But as tough as it is, don’t you think your new 2020 year is the