I have been under debt review for 4 years now.
I will only have my house finance left to pay. If I negotiated with my credit providers and then voluntarily withdrew/cancelled my debt review as I would be in a position to pay more than the current agreed amounts through my DC what would the implications be?
Would I still be listed as being under debt review if I voluntarily withdrew? Is a clearance certificate the only way to get my name cleared as being under debt review?
Also, I have been in touch with DC to obtain the various settlement figures. Is this correct? I would assume that the DC should be able to help with the negotiation of settlement figures.
As much as debt review has helped me over the past 4 years. I have a vehicle that needs attention and just stands in my garage, but I cannot afford to buy a new car due to my status of being under debt review.