I have been under debt review for 4 years now and will be paying 4 out of 6 accounts in order to settle these in the next 2 days.
I will then only have my vehicle finance and 1 credit card. If I negotiated with my 2 credit providers and then voluntarily withdrew/cancelled my debt review as I would be in a position to pay more than the current agreed amounts through my DC what would the implications be? Would I still be listed as being under Debt Review if I voluntarily withdrew from DR? Is a clearance certificate the only way to get my name cleared as being under Debt Review?
Also, I have been in touch with DC to obtain the various settlement figures and was informed that they would not be able to help me negotiate settlement figures as that is not something they do. Is this correct? I would assume that the DC should be able to help with the negotiation of settlement figures.
As much as Debt Review has helped me a little over the past 4 years, it has also not helped as I still have 5 years to go before I am debt free. I have a vehicle that no longer works and just stands in my garage, but I cannot afford to buy a new car due to my status of being under Debt Review.