My husband and I are in debt review and we are only left with 6 months to pay off our accounts, can we get a clearance certificate if our accounts are not in arrears? We would really like to apply for a home loan there’s a new development in our area and we do not want to miss out on this.
Thank you for your question.
You can receive your clearance certificate when:
- You have brought arrears up to date and are able to pay original instalments, or
- if your debt has been settled.
So if you have reached 1 or 2 you are welcome to ask your debt counsellor for your clearance certificate.