I have read my credit status. I have bad scoring due to a late payment and being behind on my loan with African Bank due to leave without pay – which was reported.
I cannot cover the arrears and pay monthly instalments on the same time. I want to apply for a home loan because my rent is almost like a bond.
That is the reason I don’t want to go through debt review, because the process might be delayed because of the amount I owe for all my debts.