Thank you for your question.
We help over-indebted South Africans through a program called debt review. Debt review is not a consolidation loan.
With consolidation loans you only shift your debt from one place to another. Most people will not qualify for a consolidation loan.
Unlike consolidation loans, which have very strict requirements (and at the end leaves you with more debt) debt review restructures your credit obligations to an affordable, consolidated, repayment plan.
For more information about debt review you are welcome to fill in our online contact form here. Once submitted our contact centre will be in touch with you shortly to discuss your options.
Have a great day.