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Prescription of summons?

Questions & AnswersPrescription of summons?
Anonymous asked 4 years ago

My mother was a member of a CC approximately 14 years ago. The business went sour and she had signed surety for the company overdraft. The bank in question issued summons for the amount due back when the company was closed. She has been recently contacted after approximately 10 years with regards to settlement of the outstanding (+14 years worth of interest) by an attorney affiliated with the bank. She has received no statements, no phone calls, no legal proceedings no nothing in the last 10 years.
My question is that, would the summons have prescribed? And then thus the debt? Does this sound like debt sold to collection agencies as the bank would have surely written off these amounts by now?