I joined debt review in a month only one instalment has been paid I would believe no court order has been issued just a collection of my statements only is it possible to cancel or I am already listed under debt review?
That would depend on whether a Form 17.2 has been issued. If it has been issued then you are listed under Debt Review.
If you are in Debt Review and want to cancel you need to consider the following:
Cancelling your debt review is possible. A signed letter with an instruction for us to cancel is all it takes. A cancellation fee of 75% of the debt counsellor fee is payable if you have not yet paid your first instalment and we have calculated your payment plan.
When a Debt Review is cancelled, the original credit agreement is revived and the creditors are free to proceed to enforce their rights in terms thereof. That is why we urge consumers not to cancel without making prior arrangements with creditors. First, reach a written agreement with the creditor about the capitalisation of all payments in arrears and the resumption of the original instalments prior to cancelling your Debt Review and losing your protection. What you must also keep in mind is that your Debt Review will be listed on your credit profile until a Form 19 is issued. This can only happen when;
1. you have brought arrears up to date and are able to pay original instalments, or
2. if your debt has been settled.