We have paid up all our accounts and never defaulted on any payments. The only payment we have left is our car. We need to pay the credit counseling R3196 each month but at this stage we can only afford to pay R2300.
Our car needs maintenance, and that’s one of the reasons we are paying less is to fix the car.
What I want to know is can the bank take the car back if we don’t pay the full amount as per the grant order? If they can is there another way to try and keep the car?