If you are married and your partner can afford her or his instalments; is it a must for her to join?
Thank you for your question.
Your debt review will be structured according to you marriage contract – whether you are married COP or ANC.
When you are married out of community of property both parties does not have to go under debt review. But I would advise that both parties’ income is included in the repayment of debt. If there are debts which both signed for, and are therefore both responsible for, then both will have to apply for debt review. No account may be excluded.
If you decide not to include your spouse to help repay the debt quicker then they will not be affected by your debt review.
Please feel free to send us a mail at [email protected] to discuss your options further.