Thank you for the question.
The National Credit Act prohibits you from incurring any further credit while you are under debt review. The reason for this is that whilst under debt review your budget is calculated and precisely allocated to your current debt obligations and other living expenses.
It makes sense since credit is what caused most of our clients’ debt.
Once our clients receive their clearance certificates and have the means to afford a new credit instalment they are free to apply for credit once again.