Thanks for your question.
All debts must be included when you file for debt review. Since it’s a legal process setup by the National Credit Act withholding information about your debt during the application process could have serious consequences.
Rather list all your debts when applying for debt review. We are here to help you but we need the correct information to do that. The only debt that may be excluded (but what you still must tell your debt counsellor about) is if your creditors have sent you a summons before you applied. But even then we’ll help you to deal with this.
Have a great day.