I have finished paying my two accounts and have two settlement letters. But when I go to the bank for a loan they said I have an outstanding amount.
Thank you for your question.
It would be best to check your credit record to see where you have outstanding amounts.
You can check your credit record with any credit bureau. TransUnion is the best, so we would suggest pulling your record there. By law, you are allowed to pull your credit record for free once a year. Here is a link to TransUnion’s site: https://mytransunion.co.za/
Also keep in mind that there are 4 major credit bureaus. TransUnion, Experian, XDS and Compuscan. It can be that some of these other credit bureaus have not yet updated your profile, so it would be advisable to check your score with all of them.
Hope this information was helpful.