My Husband and I have paid all debt under debt review. We have been issued a Clearance Certificate and NCR proof. We confirmed with TransUnion that our ITC has been updated and the debt review status removed. All accounts show clear and paid-up.
We applied for vehicle finance and all banks rejected us based on ITC? My understanding is that a credit provider may not discriminate against a consumer that paid off debt under debt review, why are we battling to obtain credit?
My husband’s score on his ITC report shows 864 (falls under very good on the report), but still no joy.