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Cellphone Upgrade Whilst on Debt Review

Questions & AnswersCategory: Credit ProvidersCellphone Upgrade Whilst on Debt Review
Ian asked 10 months ago

Hi,

Last year, due to some unforeseen circumstances I had to place myself under debt review. What I would like to know is that my 2 MTN contracts are up for renewal next month and I’m currently interested in the Samsung Note 8 for R799 which I can afford as it will not hinder my debt review payments, will I still be able to proceed with the upgrade as I’m paying R300 each for both my contracts?

Note: my cellphone contracts were not placed under debt review, payments towards my contracts have always been on time and I have never missed a payment. I always go to the store and do my upgrade.

1 Answers
Carien Kruger Staff answered 10 months ago

Good day,

Thank you for getting in touch.

You will not be allowed to enter into a new credit agreement.

However, you are allowed to upgrade the accounts – as long as it does not negatively affect your debt review. As you said, you can afford it and it will not hinder your debt review payments.

Kind regards