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Can’t Get Credit

Gerald asked 2 years ago

Can’t get credit.

 

 

1 Answers
Carien Kruger Staff answered 2 years ago

Good day,

Thank you for getting in touch.

If you are having trouble being approved for credit it would be a good idea to check your credit record. You can check your credit record with any credit bureau. TransUnion is the best, so we would suggest pulling your record there. By law, you are allowed to pull your credit record for free once a year. Here is a link to TransUnion’s site.

Keep in mind that there are 4 major credit bureaus. TransUnion, Experian, XDS and Compuscan. It can be that some of these other credit bureaus have not yet updated your profile, so it would be advisable to check your score with all of them.

Also, when a creditor declines your credit application, you have a right to know exactly why they declined it.

Have a great day.