Over twenty years ago I purchased a house on a 100% bond but due to circumstances I did not make any payment towards this property. The property was subsequently auctioned. The bank in question did not pursue the collection of money and they in-fact granted me an account with a credit card a few years after.
Recently I have been contacted via SMS from a law firm requested payment of approximately R 90 000. I am also unemployed at present. I have written to the bank complaints department and they have told me that I am still liable for payment.
Can you assist me with advice on a course of action?