I want to find out if a person has past debt, does that affect their chance of future employment?
Thank you for your question.
Not necessarily. Most employers will not have an issue.
In the finance sector, a healthy credit record is sometimes a requirement for employment, but not always. Each company has their own set of requirements when looking for applicants.
I would be a good idea to check your credit record. You can check your credit record with any credit bureau. TransUnion is the best, so we would suggest pulling your record there. By law, you are allowed to pull your credit record for free once a year. Here is a link to TransUnion’s site.