More often than not, spending time doing things that cost very little gives us the most enjoyment. It also makes a lot of sense when money is tight or you are trying to get Debt Free. Going for walks, exercising at home, playing with your kids (teaching them and telling them stories), spending time with those we care about, helping others, giving away stuff we don’t use or have outgrown. All these things cost very little but produce great results. There is so much to do that doesn’t cost money. It does cost us time and effort but it is always worth it. Let me invite you to re-evaluate what is important. Each of us needs to take time out to “smell the roses”, especially when times are tough.