Are new year’s resolutions meaningless? We are already nearly two weeks into the new year but it’s not too late to change things for the better. I’d like to encourage you to get debt free ASAP and then stay debt free. This is a new years’ resolution that will make life far easier for you and bring lasting rewards. It means sticking with the program and paying off your remaining debts as fast as possible. That means spending as much as you can on debt repayment and cutting back on everything else. I am always amazed at the sacrifices people make for their families. This is a sacrifice they will always appreciate and you will never regret. Hundreds of thousands of people have paid off their debt and live debt free, you can too.