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Most of us aren’t exactly sure where our money is going each month. But it’s definitely going somewhere. And before you know it you’re broke and payday is still far away. Not ideal.

The first step to end this cycle of unrestricted spending – which leads to overspending, which leads to debt – is to take a good look at where your money is going each month.

That’s why we created the Calculator!

The Calculator is a great way to identify where you are spending your hard-earned cash and whether you are over-indebted.  Get started with this today, and start getting ahead with your personal finance.

Essential Items

Rent
Groceries
Domestic worker (if taking care of elderly or children)
Body corporate levies
Créche
School fees
Transport & service
Telephone
Alarm
Maintanance
Clothing
Medication
Insurance

Non-essential Items

M-net, DSTV
Holiday Clubs
Gambling

Non-essential expenses and Luxurious expenses will not be considered when applying for debt review.

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