Your debt review will be listed on your credit profile until a Form 19 is issued. This can only happen when;
1. you have brought arrears up to date and are able to pay original instalments, or
2. if your debt has been settled.
If you have reached one of the above you can ask your Debt Counsellor to issue you with a Form 19. Your Debt Counsellor will then send your Form 19 to your creditors and the credit bureaus – who are then required by law to remove the negative listings from your name.