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Answer for Loans during Debt Review

Hi there,

Thank you for getting in touch.

There are many reasons why you can get declined for credit. You do however have the right to ask for the reason your application has been declined.

I would advise that you check your credit record with any credit bureau. TransUnion is the best, so I would suggest pulling your record there. By law you are allowed to pull your credit record for free once a year. Here is a link to TransUnion’s site.

Also keep in mind that there are 4 major credit bureaus. TransUnion, Experian, XDS and Compuscan. It can be that some of these other credit bureaus have not yet updated your profile, so it would be advisable to check your score with all of them.

Have a great day.