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Answer for How to handle my debt .

Hi there,

Thank you for the question. Debt consolidation might be an option for you, but if you’re already struggling to afford your existing payments you will most definitely not be able to qualify for, or afford, a consolidation loan.  

You might have to look at something like debt review, where your unique budget is brought into consideration. Through the debt review process we will draw up a budget for you in order to determine how much you can afford on debt repayments.  

We will then negotiate with your credit providers to get your instalments reduced. This relief is felt instantly because you will most likely be paying less from the time that you receive your next paycheque.

If you would like more information, or would like someone to phone you, please complete the form on the right or email your details to [email protected]  

Have a great day.