Thanks for the question.
Your home loan is seen as part of your debt portfolio and will therefore be included in your debt review – ensuring that you will keep your home during debt review.
If you are able to sell your other property and bring your arrears up to date and satisfy all your credit agreements according to the original contractual rates (includes the original interest rate, the original instalment amount etc.) or settle your debt you will receive a clearance certificate. This will swipe your credit record clean – giving you a fresh start.
Have a great day.