Thank you for your question.
When making payments it is important to make sure that the amount you pay is more than the interest that gets added on a monthly basis. If you don’t cover the interest the amount will just grow and grow and grow.
Ask your bank for a detailed statement of all payments received. Make sure that the interest rate they applied is correct. Also make sure that the amount you pay is sufficient to reduce the capital. If this is not the case, your debt counsellor has not done a good job in making sure that you will eventually become debt free. Selling the property is a good idea if you can get enough to settle everything.
Have a great day.