Thank you for your question.
Unfortunately the National Credit Act prohibits you from incurring any further credit while you are under debt review.
Rather work on paying of your debt faster. Pay a little extra on some accounts. Focus on the smaller amounts and start settling them one by one. Also remember to negotiate for a better settlement value when there is not much left on an account.
Once you receive your clearance certificate and have the means to afford a new credit instalment you can apply for a home loan.
Have a great day.