Feedback from DebtSafe’s “South Africans’ Financial Reality During Lockdown” Survey Reveals Financial Concerns & Various Views

South Africans have recently shifted from a Level 4 ‘national lockdown stage’ to a level 3. And, although this level-shift can be a slight relief for some, many consumers are still trying to deal with the financial implications and emotional scars of the COVID-19 pandemic and national lockdown period as a whole. Recent feedback from

5 Characteristics the Youth Requires to Enhance Financial Resilience After an Unexpected Crisis or Emergency

It would be fair to say that recent unexpected events of the COVID-19 pandemic must have been the first severe economic crisis of the South African youth. And, it is, therefore, important that they incorporate specific characteristics to build a firm financial foundation to deal with any future emergencies, and to enhance their resilience after

Repo Rate 101: What It Means for the Consumer Facing Abnormal Circumstances

COVID-19 has brought unexpected changes for the country, the economy, businesses and the South African consumer. Due to these abnormal circumstances, the Repurchase Rate (mostly known as the Repo Rate) has brought sudden positives to a few consumers. Especially, current homeowners.  Since the beginning of the year, the South African Reserve Bank has cut its

A Tribute to Mothers – Thanks for Making the Impossible Happen

South African mothers are experts in the field of juggling various tasks and taking care of financial commitments or bills in the process. Not to mention – while taking care of their extended loved ones AND holding the fort at home.  Just take a look at their current ‘lockdown’ reality – they are truly amazing

Three (3) Thought-Worthy Tips: How to Manage Your Money During Lockdown

The world looks more than a bit topsy-turvy today than it did a few months ago, that’s for sure. How has the lockdown been treating you (and your loved ones) so far? It is not very easy or ‘user-friendly’ to deal with a lockdown period. Just the practicality of it can be unnerving, yet implemented

Now is NOT the Time to Be a Non-Paying Consumer

The world has sure been hit hard by Covid-19, mostly known as the Coronavirus. And, panic, frustration, and uncertainty are also evident in the heartbeat of Africa. President Ramaphosa has instructed South Africans to go into a 21-day lockdown period from 26 March, starting at midnight. And, in between all the havoc, consumers are still

Coronavirus/Covid-19 Pandemic and Panic: How the Debt Review Process Fits in & Can Help You, the Consumer

Various countries, individuals, consumers and lately, perhaps, you and other South Africans have surely felt the wind being knocked out of your sails. The Covid-19/Coronavirus has sent shockwaves throughout the world and has now sent us in South Africa into lockdown for 21 days – how are you planning to handle this unprecedented emergency protocol?

Use What You’ve Got & Have an Affordable Easter this April

Soon the Easter weekend will be upon you. Are you ready to make it a memorable, yet affordable one this year? The secret is to work with what you’ve got. From ‘do-it-yourself’ decorations, experiences rather than gifts, frugal activities and delicious, reasonably priced meals. You can have it all if you’d just give your creativity