The Four (4) Recommended ‘Financial Support Pillars’ to Help Consumers Fix Debt & Limit Stress After a Crisis

South Africans’ anxiety and stress levels can be worsened by a sudden change in their financial positions or circumstances. As highlighted by DebtSafe’s 2020 Financial Reality research, a concerning amount of South African consumers experience debt or financial stress when confronted with unexpected events or crises. Over 74% of consumers confirmed a crisis (the recent

Take Caution & Avoid Sly ‘Credit Cheats’ Out There

Long before the COVID-19 disruption started the government (represented via the National Credit Regulator aka NCR) and financial institutions have continuously been warning consumers to be vigilant and not give away their personal information, or click on ‘inviting’ hyperlinks and opening unsolicited emails/messages. The recent pandemic period has, unfortunately, paved the way for hackers and

SA Women Deserve All the Love & Various Support Channels They Can Get – National Women’s Month 2020

In honour of #WomensMonth2020, DebtSafe wants to remind ALL South African women that they – the strong, the courageous – are the ones who carry and nurture the overall heart of South Africa, especially during unexpected hardships. They deserve all the love, help (in various fields, including finance) and applause they can get. DebtSafe, recently

Train Your Brain to Implement Money-Saving Tactics Even When Facing Financially Tough Times #NationalSavingsMonth

What a difficult and emotional time it has been these past few months. Not to even mention the FINANCIAL challenges you’ve had to endure (and most likely still are dealing with). On a positive note: with 2020’s ‘financial lemons’ you might not be able to make lemonade yet, but in the meantime, you can at

Feedback from DebtSafe’s “South Africans’ Financial Reality During Lockdown” Survey Reveals Financial Concerns & Various Views

South Africans have recently shifted from a Level 4 ‘national lockdown stage’ to a level 3. And, although this level-shift can be a slight relief for some, many consumers are still trying to deal with the financial implications and emotional scars of the COVID-19 pandemic and national lockdown period as a whole. Recent feedback from

5 Characteristics the Youth Requires to Enhance Financial Resilience After an Unexpected Crisis or Emergency

It would be fair to say that recent unexpected events of the COVID-19 pandemic must have been the first severe economic crisis of the South African youth. And, it is, therefore, important that they incorporate specific characteristics to build a firm financial foundation to deal with any future emergencies, and to enhance their resilience after

Repo Rate 101: What It Means for the Consumer Facing Abnormal Circumstances

COVID-19 has brought unexpected changes for the country, the economy, businesses and the South African consumer. Due to these abnormal circumstances, the Repurchase Rate (mostly known as the Repo Rate) has brought sudden positives to a few consumers. Especially, current homeowners.  Since the beginning of the year, the South African Reserve Bank has cut its