Carien Kruger 
Now is the time to consider Debt Review to fix your debt. Debt Review provides a financial lifeline when time is running out to fix your payments in arrears. Read here about what Debt Review is, how it fixes debt while keeping your assets safe.
Due to a high unemployment rate, economic uncertainty and various unforeseen circumstances, South Africans are experiencing financial strain. Sounds familiar? If you had to rank your debt situation, in which of the four stages would you fall? The urgency of South Africans’ debt situation is further emphasized by the latest (March 2019) figures received from
A bit of drama in your life cannot hurt. It only makes you stronger, does it not? Well, to be quite frank – if it includes large amounts of DEBT – it can surely be destructive, that’s for sure. According to the latest statistics from Old Mutual’s Savings and Investment Monitor, 41% of South Africans’
There are many Debt Review myths that people wrongly believe. Having incorrect or incomplete information undermines your ability to choose the right debt solution for your financial situation. Below we debunk and discuss the various myths that have plagued the Debt Review industry for years. Myth 1: Debt Counsellors Can’t Be Trusted to Help You
A short dictionary of the terms you’ll come across in Debt Review, Debt Counselling and Debt Consolidation. Alternatively known as the Debt Review Application Form. This is your Debt Review Application Form as required by the National Credit Act (NCA). Your Debt Counsellor needs this form to assess your financial situation. Your Debt Counsellor will
Loans, clothing accounts, expensive furniture buys and credit upon credit. The South African consumer’s debt struggle is heart-wrenching and unfortunately very real. Then there is also reckless credit to worry about. According to the National Credit Act (that aims to be fair and non-discriminatory), all consumers have the right to apply for credit (section 60).
April is here and it is in all probability your worst financial reality check. You may possibly even call it your ‘financial doomsday’ – the 2018 VAT rate increase. And, if you think that “there’s nothing to it” – you’d better THINK AGAIN. “As of the 1st of April almost every monthly expense will increase
Don’t you just love the smell of fresh bread, donuts and other pastries as you pass the grocery store’s entrance? Not to even mention the gadget display table that catches your eye, as you make your way to the cashier. There’s probably nothing you can do to avoid these manoeuvred marketing gimmicks, or is there?
This month is an important reminder of South Africans’ human rights, and rightfully so. But, if there is one thing that the South African consumer should also take note of is, that World Consumer Rights Day is celebrated on the 15th of March. Consumers are primarily responsible not only to make sure they protect their
#DebtExit On the news side of things – many citizens anxiously awaited a new open door for South Africa. With so-called wishes in all probability coming true, aka recent highlights, perhaps the economy has a chance to start gaining momentum for a change. But, putting aside national politics – what exit doors do consumers usually