New year resolutions are seldom kept. You made a resolution when you signed up for debt counselling – you resolved to get your finances back on track, to do whatever it took to become financially fit, to get debt free. That’s a resolution worth keeping. The long term benefits are huge. The difference between a difficult life or a comfortable one. It’s easy to forget just how amazing what you are doing is. You are going to be debt free and be able to accumulate savings, invest and retire comfortably.
So, next time you think about the New Year, tell yourself how much better it is going to be because you have and continue to make so many sacrifices. Tell yourself that your future is going to be far better than the many others who have not stuck to the program or even resolved to turn things around. Tell yourself you are not going to ever be a victim of creditors again.
Congratulate yourself on your journey so far and know that next year is already far better because of all you are doing now to get financially fit.