Receiving Maintance: When you have children living with their parents aren't then they are paying maintance for the child/ren to contribute.
(Food, cleaning materials, etc)The court accepts R800 per person.
(if property not owned)
Municipal Rates & Taxes:
(Where property owned)Only when property is owned. Can't have property rental and municipal rates & taxes.
Water & Electricity:
Transport / Petrol / Desiel:
Monthly travel costs to get to work everyday
Cronic Medicine. Proof must be provided for medical expenses provided for.
Paying Maintance: When you have children not living with you and you are paying maintance for the child/ren to contribute. You need to proof that you pay child support.
The court will not approve private schools. Thus the children must be placed in public schools.
The court accepts R250 per person. If the phone is used for work purposes then it must be noted.
Clothing can be provided for if there is enough money to pay living expenses and reduced installment. The court acceprt R150 per person.
When a house of car is owned then there must be insurance on the assests.
If a creditor issued a summons or judgment before date of application then money must be provided for the client to pay the creditor directly. Take the outstanding amount and multiply with 10% to work out the repayment on summonses and judgments.
If taking care of elderly or children when both parents work fulltime.
Other Expenses (Specify & Motivate):
Other expenses must always be described and proof provided why this expenses is needed.
Non-essential expenses and Luxurious expenses will not be considered when applying for debt review.